How Much to Save in a Roth Account?
Today, we have a question, and our first winner of Ed Slott’s The Retirement Savings Time Bomb. Dave asks “Is there a rule of thumb about what percentage of your savings should be in Roth accounts to...
View ArticleThe Density of Your IRA
Density of a retirement account? Have I gone off the deep end? Maybe, but let me explain, then decide. I wrote about time not being a factor in whether the Roth or Traditional IRA was a better account,...
View ArticleThe Roth IRA Recharacterization
Last time, we discussed the Roth IRA Conversion. Let me ask you a question. Did you ever wish for a financial do-over? How would you like to go back, say 10 years, and be able to tell your broker you...
View ArticleThe IRA Phaseout Gap
In much of the discussion of the Roth IRA, there’s little mention of the one area where there’s no decision, the Roth is the way to go. It’s the gap between the Traditional IRA phaseout and the Roth...
View ArticleThe Roth IRA’s Evolution
As investors, our needs change and our financial situation evolves with each phase of our life. Today, I’d like to look at six stages of your life and how Roth fits into each. Let’s start at the very...
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